Travel advice for students with outstanding loans in 2022

We all want to travel the world, or at least to well-known places in our own country. The ideal time to travel is during your college years, as you are mature enough to handle it independently, but not yet burdened with real-life issues.

Your student loan can be an obstacle preventing you from going on vacation. Even though student loan debt can be a major burden, you can still live your best life, which includes seeing the world.

Here are some tips to help you achieve your goals if you have an agitated case but aren’t sure you can calm it down with student loan repayments.

Configure your finances

Although it costs money to travel the world, it is doable. Consider your current financial situation before you start planning your initial trip. Start by considering private student loans for bad credit. They can be useful in many circumstances, although they are rarely a student lender’s first option. When other funding sources are insufficient, they can make up the difference. They can help you get the extra funds you need to cover your education and travel costs.

Also make a budget to determine what you can finance. To avoid going overboard, consider how much you can spend with the prices of a visit to Brazil compared to the Netherlands, for example, as opposed to other parts of the globe which are significantly more expensive.

Finally, remember that just because you can go on vacation while in debt from student loans, that doesn’t mean you should do it immediately now. Set goals for where you would like to go, then spend time planning your income and savings. This involves looking at the costs of your travel expenses, such as meals, accommodation, public transportation, and other unforeseen expenses.

Traveling on a low budget

Consider traveling on a tight budget: choose your future destination based on where the prices are most affordable. Although not your first option, traveling on a tight budget is still possible. Another strategy is to keep an eye out for deals and use credit cards with travel rewards cards, which allow you to accumulate points or credits that can be redeemed for airline reservations, an accommodation chain or virtually any type of travel. You can accumulate credits that you can use for cheap travel when you use them wisely, spend the amount you can handle, and pay your amount in full each month.

Join a service program as a volunteer

Finding service programs is one of the easiest ways to travel while in student loan debt. Depending on your type of loan, you may be able to volunteer with organizations that allow you to live elsewhere while getting help paying off your student loans. These programs can allow you to continue paying off your student debt while living in other states and countries.

Your student loan payments may also be suspended or reduced to zero while you participate in such programs, and the state may pay interest on college loans. These programs allow you to explore, discover another culture and live.

Earn money while traveling

Various alternatives allow you to earn money abroad if you want to integrate your profession with travel. You won’t get any student loan benefits if you work abroad, but you can live elsewhere and take vacations while paying off your debts.

Obtain a teleworker visa

A remote work visa may be a perfect choice if you are currently working remotely or are a freelancer. Following the COVID pandemic, these have grown in popularity to kick-start nations industries. Germany, the Netherlands, and Ireland are a few countries that grant visas for remote employment. Length of stay regulations vary by region, but you can continue to work on your plans while travelling.

Teach English Abroad

You can work as an English teacher anywhere in the world. Most of the time, the cost of living in these places is minimal, saving you money for vacations and making extra payments on your student loan.

Applying for a job in the travel industry

Work for an airline or on a tour ship to receive travel benefits while you repay your loans.


Every student’s dream is to see the rest of the world. He will gain valuable life experience and expertise, helping him make important choices and define his individual worldviews. It would be better if you did not deprive yourself of the advantages and the pleasure of traveling because of a school loan. Make your travel strategy meet your student loan repayment needs. Reduce your daily expenses to change your lifestyle. Work while traveling, earn a temporary job, work from home or teach English around the world. Plan your trip properly by selecting lesser-known places, making reservations in advance and taking advantage of the benefits offered by credit cards.

Don’t let your student loan keep you from traveling the world. Put in a good effort and hard dedication, and you will get there for sure!