How to Move to Another State: Tips for a Smooth Move







When considering how to move to another state, proper preparation is key. Before you pack your bags and hit the road, keep these five things in mind.

  • 1. Budget accordingly

    Long distance moving costs are calculated based on the weight of your belongings and the distance to your new home. So the further you go and the more stuff you have, the bigger your moving budget should be. Moving.com recommends taking these fees into account.

    • If you hire professional movers, include basic moving expenses and moving insurance.

    • For DIY movers, include truck rental, gas and equipment rental.

    • Other potential moving costs may include shipping the vehicle, packing and supply costs, cleaning costs, and real estate expenses such as a down payment and closing costs.

    Also, if you’re moving to another state with a different cost of living, it’s worth researching how high your salary will go. CNN Money offers a cost of living calculator to compare your expenses in your new city.

  • 2. Get pre-approved to buy a home in another state

    Before you begin your home search, it’s best to connect with a lender. If you’ve worked with a lender in the past that isn’t licensed in your new state, ask for a referral. Guild Mortgage is coast to coast, and if your current lender can’t help you, chances are they know someone who can. Then, complete a loan application to get pre-approved. You will learn how much house you can afford during the pre-approval process. With this, you can start shopping for an out-of-state home with confidence.

  • 3. Hire a real estate professional to help you

    It’s best to visit your new city in person when doing your door-to-door shopping, especially before you make an offer. However, between online real estate listings, digital mortgages and eClosings, buying a home remotely is easier than ever. A real estate agent with local expertise can be a valuable resource, especially if you can’t take a trip to explore the area before buying. There are even relocation services that can help you plan your trip.

  • 4. Choose a moving company that specializes in moving services

    If you choose to hire a professional moving company instead of doing the heavy lifting yourself, find one that has experience with long-distance moves. The Federal Motor Carrier Safety Administration recommends getting estimates from at least three movers to compare costs and services. You can then check out the Better Business Bureau for reviews and ratings of moving companies.

  • 5. Take the steps to transfer your residence

    Paperwork is inevitable when making your plan to move to another state. First, update the billing addresses for your accounts, including your auto insurance company, bank, and insurance. Next, set up mail forwarding with the USPS. Once you have a moving date, you’ll need to set up your new utilities and, if you have kids, enroll them in their new school.

Disclaimer

Guild Holding Company published this content on June 20, 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unmodified, on Jun 20, 2022 8:33:02 PM UTC.

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GUILD HOLDINGS COMPANY analyst recommendations

2022 sales 1,212 million

Net income 2022 260 million

Net debt 2022

PER 2022 ratio 2.34x
2022 return 0.51%
Capitalization 604M
604M
capi. / Sales 2022 0.50x
capi. / Sales 2023 0.54x
# of employees 5,100
Floating 8.52%

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Number of analysts 6
Last closing price $9.90
Average target price $12.25
Average Spread / Target 23.7%